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Insurance the Way It Used to Work

Insurance Made Simple.
Coverage That Fits.

I'm a broker, so I work for you. I provide independent guidance across Medicare Advantage, Medicare Supplement, Final Expense, Annuities, and Life Insurance — and I shop every carrier to find what actually fits your life.

Schedule a Free Review See what I offer
Coverage I Offer
Medicare AdvantageMultiple Options
Medicare SupplementPlan G & Plan N
Final Expense LifeAffordable Coverage
AnnuitiesGuaranteed Income
Your Cost for a Review$0 — Always Free
What I Offer

Coverage for Every Stage of Life

01
Medicare Advantage

All-in-one Medicare plans from multiple carriers. Many include built-in dental, vision, and hearing. I'll show you what's actually available in your area.

02
Medicare Supplement

Medigap plans that cover what Original Medicare leaves behind. Plan G and Plan N across multiple states. See any doctor who accepts Medicare.

03
Final Expense Life

Affordable whole life coverage to protect your family from end-of-life costs. No medical exam required. Guaranteed acceptance options available.

04
Annuities

Fixed and indexed annuities that protect retirement savings from market loss while generating income you can't outlive. Real guarantees, not projections.

05
IUL & Life Insurance

Indexed Universal Life for business owners and individuals building tax-advantaged wealth alongside protection. Long-term strategy, not short-term thinking.

06
Ancillary Coverage

Hospital indemnity, dental, vision, and hearing plans to fill the gaps your primary coverage leaves behind. Small premiums that prevent big surprises.

Why Work With Me

Independent. Unbiased. On Your Side.

I'm not tied to any single carrier. That means I'm shopping the market on your behalf — not steering you toward whoever pays the highest commission. My review costs you nothing. Ever.

1
Turning 65? Your Medicare enrollment window is 7 months — 3 before your birthday, 3 after. Miss it and you pay penalties for life. Let's get this right.
2
Already on Medicare? Annual Enrollment runs Oct 15–Dec 7. I review your plan every year so you're not overpaying or under-covered.
3
My review costs you nothing. Carriers pay me directly — your plan cost is identical whether you work with me or go direct.
$0
Cost for a consultation
Always free, no obligation
20+
Carrier partnerships
Real options, not one pitch
100%
Independent broker
No quotas, no bias
Get in Touch

Let's Have a Real Conversation

No scripts. No pressure. Just a straight conversation about where you are and what makes sense for your situation. Most calls take 15 minutes.

Call or text: (317) 728-9417
Email: thomas@crowhurstinsurance.com
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Thomas Crowhurst — Independent Insurance Broker
About Thomas

A Real Person in Your Corner

I'm Thomas Crowhurst, an independent insurance broker licensed across multiple states. I entered the insurance industry the same way most of my clients find me — trying to make sense of a complicated system and looking for someone who would just give it to them straight.

I specialize in Medicare Advantage, Medicare Supplement, Final Expense, and Annuities. As an independent broker, I'm contracted with carriers across the country — which means I can look at the full picture of what's available in your area.

When you call that number, you get me. Not a call center. Not a voicemail queue. Just a licensed agent who will take the time to understand your situation.

Call Thomas Directly
Medicare Education

Articles & Guides

Medicare Basics
The 7-Month Medicare Enrollment Window — Don't Miss It
Most people turning 65 don't realize they have a limited window to enroll without lifetime penalties. Here's exactly how it works.
Read on Facebook →
Plan Comparison
Medicare Advantage vs. Medicare Supplement: Which Is Right for You?
These two approaches work very differently. Understanding the tradeoffs before you choose could save you thousands.
Read on Facebook →
Annual Enrollment
AEP Explained: Why October 15 Matters for Medicare Members
Every year between Oct 15 and Dec 7, you can change your Medicare coverage. Here's how to use that window strategically.
Read on Facebook →

Turning 65 Soon? Let's Talk.

Your Medicare enrollment window has real deadlines. A free 15-minute call gives you a clear picture of what's available — no obligation, no pressure.

Call (317) 728-9417

Coverage availability varies by carrier and location. We do not offer every carrier in your area. This website is not affiliated with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed insurance agent may contact you. For official Medicare information, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227). TTY: 1-877-486-2048.