Independent Insurance Broker

Medicare Made Simple. Coverage That Fits.

Independent insurance guidance across Medicare Advantage, Medicare Supplement, Final Expense, Annuities, and Life Insurance. No pressure. No quotas. Just a clear conversation about your options.

Schedule a Free Review See what we offer
Coverage We Offer
Medicare Advantage Multiple Plan Options
Medicare Supplement Plan G, Plan N
Final Expense Life Affordable Coverage
Annuities Guaranteed Income
Your Cost for a Review $0 — Always Free
What We Offer

Coverage for Every Stage of Life

⚕
Medicare Advantage

All-in-one Medicare plans from multiple carriers available in your area. Plans may include built-in dental, vision, and hearing benefits. Coverage and availability vary by location.

🛡
Medicare Supplement

Medigap plans that cover what Original Medicare leaves behind. Plan G and Plan N available across multiple states.

❤
Final Expense Life

Affordable whole life coverage designed to protect your family from end-of-life costs. No medical exam. Guaranteed acceptance options available.

💰
Annuities

Fixed and indexed annuities that protect your retirement savings from market loss while generating guaranteed income you can't outlive.

📈
IUL & Life Insurance

Indexed Universal Life insurance for business owners and individuals looking to build tax-advantaged wealth alongside protection.

🏥
Ancillary Coverage

Hospital indemnity, dental, vision, and hearing plans to fill the gaps your primary coverage leaves behind.

Why Work With Thomas

Independent. Unbiased. On Your Side.

As an independent broker, I'm not tied to any single carrier. I shop the market to find what actually fits your life — not what pays the highest commission.

Turning 65? Your Medicare enrollment window is 7 months — 3 months before your birthday through 3 months after. Miss it and you pay penalties for life. Let's get this right.
Already on Medicare? Annual enrollment runs Oct 15–Dec 7. I review your plan every year to make sure you're not overpaying.
My review costs you nothing. Ever. Carriers pay me — your plan cost is identical whether you work with me or go direct.
$0
Cost for a consultation
Always free, no obligation
10+
Carrier partnerships
So you get real options
100%
Independent broker
No quotas, no bias
Thomas Crowhurst
About Thomas

A Real Person in Your Corner

I'm Thomas Crowhurst, an independent insurance broker licensed across multiple states. I came to this work the same way most of my clients find me — trying to make sense of a complicated system and looking for someone who would just give it to them straight.

I specialize in Medicare Advantage, Medicare Supplement, Final Expense, and Annuities. As an independent broker, I'm contracted with carriers across the country — which means I can look at the full picture of what's available in your area and help you explore your options at your own pace.

When you call that number, you get me. Not a call center. Not a voicemail queue. Just a licensed agent who will take the time to understand your situation and give you a clear, honest answer.

Call Thomas Directly

Privacy Policy

Effective Date: March 18, 2026 | Last Updated: March 18, 2026

Thomas Crowhurst ("I," "me," or "my") is committed to protecting your personal information. This Privacy Policy explains how I collect, use, and safeguard information when you contact me or engage with my services.

Information We Collect

We may collect your name, phone number, email address, date of birth, zip code, and insurance-related information you voluntarily provide when requesting a consultation or quote. We may also collect this information through Medicare lead generation platforms and public records databases of individuals approaching Medicare eligibility.

How We Use Your Information

We use the information we collect to provide insurance consultations and quotes, send appointment reminders and follow-up communications via phone, email, or SMS text message, comply with state and federal insurance licensing requirements, and improve our services.

SMS Text Messaging

By providing your phone number, you consent to receive SMS text messages from Thomas Crowhurst Insurance regarding Medicare plan information, appointment reminders, and follow-up communications. Message frequency varies. Message and data rates may apply. To opt out at any time, reply STOP to any text message. For help, reply HELP or contact us at the information below.

Information Sharing

We do not sell your personal information. We may share information with insurance carriers solely for the purpose of obtaining quotes or processing applications on your behalf. We do not share your information with third parties for marketing purposes.

Data Security

We implement reasonable administrative and technical safeguards to protect your personal information from unauthorized access, use, or disclosure.

Your Rights

You may request to access, correct, or delete your personal information at any time by contacting us directly. You may also opt out of SMS communications by replying STOP to any message.

Contact Us

Thomas Crowhurst — Thomas Crowhurst Insurance
Northwest Indiana
Phone: (317) 728-9417
Email: thomas@crowhurstinsurance.com

Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated effective date.

Terms & Conditions

Effective Date: March 18, 2026

By contacting Thomas Crowhurst Insurance or providing your information, you agree to the following terms.

Services

Thomas Crowhurst provides independent insurance consulting and brokerage services. All consultations are provided free of charge. Thomas Crowhurst is multi-state licensed.

SMS Communications

Crowhurst Insurance Group operates an SMS messaging program to send Medicare information, appointment reminders, and follow-up messages. Program name: Crowhurst Insurance Medicare Outreach. Message frequency varies based on your inquiry status. Message and data rates may apply. To opt out, reply STOP. For help, reply HELP or call (317) 728-9417.

No Guarantee of Coverage

Information provided during consultations is for educational purposes. Final coverage, pricing, and eligibility are determined by insurance carriers and are subject to their terms and underwriting guidelines.

Limitation of Liability

Thomas Crowhurst is not liable for decisions made based on information provided during consultations. We recommend reviewing all plan documents carefully before enrolling.

Contact

Questions about these terms? Contact us at (317) 728-9417 or thomas@crowhurstinsurance.com.

Coverage availability varies by carrier and location. We do not offer every carrier in your area. This website is not affiliated with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed insurance agent may contact you. For official Medicare information, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227). TTY: 1-877-486-2048.

Turning 65 Soon? Let's Talk.

Your Medicare enrollment window has deadlines that matter. A free 15-minute call with Thomas gives you a clear picture of what's available in your area so you can make an informed decision.

Call (317) 728-9417