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Insurance the Way It Used to Work

Insurance Made Simple.
Coverage That Fits.

I'm a broker, so I work for you. I provide independent guidance across Medicare Advantage, Medicare Supplement, Final Expense, Annuities, and Life Insurance — and I shop every carrier to find what actually fits your life.

Coverage I Offer
Medicare AdvantageMultiple Options
Medicare SupplementPlan G & Plan N
LifeTerm, Whole Life & Universal
AnnuitiesGuaranteed Income
Your Cost for a Review$0 — Always Free
What I Offer

Coverage for Every Stage of Life

01
Medicare Advantage

All-in-one Medicare plans from multiple carriers. Many include built-in dental, vision, and hearing. I'll show you what's actually available in your area.

I need my Medicare Advantage to...
"I'm looking for $0 premiums, in-network doctors, built-in dental, vision & hearing, OTC & grocery cards, and rides to appointments — all in one plan."
02
Medicare Supplement

Medigap plans that cover what Original Medicare leaves behind. Plan G and Plan N across multiple states. See any doctor who accepts Medicare.

I need my Medicare Supplement to...
"I'm looking to see any doctor who accepts Medicare, avoid surprise bills, have predictable costs, and keep my coverage wherever I travel in the country."
03
Final Expense Life

Affordable whole life coverage to protect your family from end-of-life costs. No medical exam required. Guaranteed acceptance options available.

I need my Final Expense coverage to...
"I want to cover funeral and burial costs, pay off final medical bills, leave 'I love you' money for my family, and not put that burden on the people I love."
04
Annuities

Fixed and indexed annuities that protect retirement savings from market loss while generating income you can't outlive. Real guarantees, not projections.

I need my Annuity to...
"I'm looking for guaranteed income I can't outlive, protection from market loss, tax-deferred growth, and a plan that continues for my spouse if I'm gone first."
05
IUL & Life Insurance

Indexed Universal Life for business owners and individuals building tax-advantaged wealth alongside protection. Long-term strategy, not short-term thinking.

I need my Life Insurance to...
"I want to pay off the mortgage, replace my income if I'm gone, cover my kids or grandkids while rates are low, and build tax-free cash value over time."
06
Ancillary Coverage

Hospital indemnity, dental, vision, and hearing plans to fill the gaps your primary coverage leaves behind. Small premiums that prevent big surprises.

I need my Ancillary coverage to...
"I'm looking for cash in my pocket when I'm hospitalized, dental that actually covers what I need, and vision and hearing that fill the gaps my main plan leaves behind."
Free Tools

Not Sure Where to Start?

Answer a few questions and get a personalized recommendation in under 2 minutes.

MEDICARENAMEMEDICARE CLAIM NUMBERHEALTH INSURANCE
Medicare
Medicare Plan Finder
Advantage or Supplement? Answer 9 questions and get a personalized recommendation that actually fits your life.
Take the quiz →
Life Insurance
Life Insurance Finder
Final Expense, Term, or IUL? Answer 10 questions and get a recommendation that matches where you are in life.
Take the quiz →
SOCIAL SECURITY000 - 00 - 0000NAME
Retirement Planning
Social Security Tools
When should you claim? Will your income trigger an IRMAA surcharge? Free quiz and calculator, no signup needed.
Explore the tools →
Why Work With Me

Independent. Unbiased. On Your Side.

I'm not tied to any single carrier. That means I'm shopping the market on your behalf — not steering you toward whoever pays the highest commission. My review costs you nothing. Ever.

1
Turning 65? Your Medicare enrollment window is 7 months — 3 before your birthday, 3 after. Miss it and you pay penalties for life. Let's get this right.
2
Already on Medicare? Annual Enrollment runs Oct 15–Dec 7. I review your plan every year so you're not overpaying or under-covered.
3
My review costs you nothing. Carriers pay me directly — your plan cost is identical whether you work with me or go direct.
$0
Cost for a consultation
Always free, no obligation
20+
Carrier partnerships
Real options, not one pitch
100%
Independent broker
No quotas, no bias
Get in Touch

Let's Have a Real Conversation

No scripts. No pressure. Just a straight conversation about where you are and what makes sense for your situation. Most calls take 15 minutes.

Call or text: (317) 728-9417
Request a Free Review
Leave your info and I'll reach out within one business day. No spam, no pressure.

Not sure which plan fits you? Take the free Medicare Plan Finder quiz →

By submitting, you agree to our Privacy Policy and Terms. A licensed insurance agent may contact you.

Thomas Crowhurst — Independent Insurance Broker
About Thomas

A Real Person in Your Corner

I'm Thomas Crowhurst, an independent insurance broker licensed across multiple states. I entered the insurance industry the same way most of my clients find me — trying to make sense of a complicated system and looking for someone who would just give it to them straight.

I specialize in Medicare Advantage, Medicare Supplement, Final Expense, and Annuities. As an independent broker, I'm contracted with carriers across the country — which means I can look at the full picture of what's available in your area.

When you call that number, you get me. Not a call center. Not a voicemail queue. Just a licensed agent who will take the time to understand your situation.

Call Thomas Directly
Medicare Education

Articles & Guides

Medicare
Medicare Advantage vs. Medicare Supplement: Which Is Right for You?
When you turn 65 you have a decision to make. Most people make it without really understanding what they are choosing. Here is the short version.
Read article →
Life Insurance
What Happens to Your Family If Something Happens to You?
Most people think life insurance is about dying. It is not only about that anymore. Here is what nobody talks about until it is too late.
Read article →
Medicare
AEP Explained: Why October 15 Matters for Medicare Members
Every year between Oct 15 and Dec 7, you can change your Medicare coverage. Here is how to use that window to make sure you are on the right plan.
Read article →
View all articles →

Turning 65 Soon? Let's Talk.

Your Medicare enrollment window has real deadlines. A free 15-minute call gives you a clear picture of what's available — no obligation, no pressure.

Request a Free Review

Coverage availability varies by carrier and location. We do not offer every carrier in your area. This website is not affiliated with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed insurance agent may contact you. For official Medicare information, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227). TTY: 1-877-486-2048.

TC
Tommy Bot
AI Assistant — Ask me anything
Hi there! I can answer questions about Medicare, Final Expense life insurance, or anything else Thomas offers — 24/7. What's on your mind?
Educational only. Not insurance advice. Coverage varies by location & carrier.